foreign currency, – money from another country, not the money of the country you are in., local currency, – the money of the country you are in now (for example, euros in Spain)., to exchange money, – to give money in one currency and get money in another currency., small changes, – coins and small notes; a small amount of money in coins., ATM, – a cash machine where you can take money from your bank account., exchange rate, – how much one currency is worth in another (for example, 1 euro = 1.05 dollars)., fee, – extra money you pay for a service (for example, at a bank or exchange office)., to withdraw money, – to take money from your bank account, usually at an ATM., to pay in cash, – to pay with notes and coins, not with a card., to pay by card, – to pay with a bank card or credit card, not with cash., to refund money, – to give money back to a customer after a problem with a product or service.

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