1 - It is easy to underestimate the importance of holidays., 2 - Whether you can afford a Caribbean cruise or just a camping holiday, it is vital to get away from the stresses of modern life and unwind., 3 - When a long-awaited holiday turns into a disaster, you can end up returning to work or school more stressed than you left., 4 - Last year my family and I booked a 'holiday of a lifetime' to Australia., 5 - Unfortunately, the airport baggage handlers decided to go on strike the very day we were due to travel., 6 - We camped at the airport for three days and finally had to take four different flights to get to Melbourne., 7 - It took three more days so we lost almost a week of our holiday., 8 - You might say we were just unlucky and it was a case of bad timing., 9 - There was nothing we can do to get back that awful week but we could have got compensation to pay for another trip., 10 - I have never bothered with travel insurance but after that experience I will make sure I'm covered in case disaster strikes.,

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