1) A lot of people are ... and have problems paying their ... a) savings b) in debt c) mortgages d) the red 2) ... - money that a bank lends and somebody borrows a) donation b) fine c) fare d) loan 3) ... - a sum of money that must be paid as punishment for breaking a law or a rule a) fine b) installment c) charge d) will 4) The ... has risen a lot over the last ten years a) exchange rates b) currency c) standard of living  d) interest rates 5) The ... Western countries are better equipped to face the problems of global warming a) loaded b) affluent c) penniless d) broke 6) Let her pay. She's ... a) well-off b) broke c) hard up d) loaded 7) Our ... is unstable and ... fluctuate a lot a) income b) exchange rates c) stock market d) currency 8) Jack's ... again. He ... a) broke b) spends money like water c) wealthy d) has more money than sense 9) The dinner special is only $6,99. That sounds like a ... a) budget b) savings c) good deal d) fine 10) They have a luxurious lifestyle which they ... They ... a) are living beyond their means b) cost a fortune c) spend money like water d) can't really afford

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