This is the amount of money paid by the insured person to the insurer in return for providing insurance cover for a particular risk., This is the name given to what you get if an accident occurs., This sets out the details of the types of losses covered and details of the insured item., Name the principle: To insure something, you must benefit from its existence and suffer (financially) from its loss., Name the principle: You must answer all questions truthfully and reveal all relevant information when completing a proposal form or claim form., What is the name given to the application form for insurance?, Name the principle: The insured person should not profit from insurance., Name the principle: Once an insurance company has paid compensation for any insured item, the right of ownership of that item passes to the insurance company., Name the principle: Where the same risk is insured with more than one insurer, they will divide the cost of the claim between them., Motor insurance is compulsory in Ireland. True or false?, What does third party motor insurance cover?, What does third party, fire and theft motor insurance cover?, What does comprehensive motor insurance cover?, This is a discount on an insurance premium. It rewards the insured party for not making any claims on the policy., This is an extra amount added to the basic premium to cover increased risk., This person / company searches the market to find the best policy and price for their client. He / She represents several insurance companies and are paid a commission for each policy sold., This person sells policies on behalf of only one insurance company., This person is employed by the insurance company to decide on the premium that should be charged based on the risk of a loss occurring and a claim being made., This is the amount the insured person must pay for any loss or damage to the insured item. The insurance company pays the rest., These are specific items or risks that are not insured e.g. your house being in an area prone to flooding., This applies in the case of underinsurance and partial loss, based on the principle of indemnity., An insurer will send this when your policy is due for renewal..
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