Correct: Your pen is stolen, Your windshield is cracked, A drunk driver runs into your garage, Shingles are blown off your roof during a storm, You collide with another vehicle , Your home is vandalized., Incorrect: Your pen runs out of ink, The siding on your house fades because of exposure to the sun., You lose the lottery , The brakes in your car wear out, The brakes in your car wear out.,

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