The appropriate terminology for ‘repayment’ in the context of Islamic financing is:, Loan, Financing, Ta'widh, Payment, “Under Tawarruq financing arrangement, Bank sells commodity on behalf of customer.” What is the applicable Shariah concept?, Murabahah, Wakalah, Ijarah, Tabarru', For mixed business activities, the Bank may finance the application subject to the SNC Income of the company shall not exceed ______% benchmark., 25%, 5%, 34%, 33%, In CMTF-i, aqad is considered completed after acceptance of Letter of Offer by customer. Hence, disbursement can be done., True, False, If the conventional term used in Islamic financing, it may lead to _________ risk., Reputational, Business, Financial, Review, What is the current mechanism adopted by Islamic banks against defaulted customers?, Tabarru', Ta'widh, Imposition of interest, Ibra', Accrued profit shall be capitalized into the new reschedule/restructure amount., True, False, Choose the valid contract:, Sale of commodity with selling price stated in range “RM1mil – RM2mil”, Sale contract without underlying asset, The offer and acceptance in Commodity Murabahah evidenced by e-Cert, Lease of a total loss vehicle, Who can decide whether a PSNC is an Actual Shariah Non- Compliance (ASNC)?, Board Risk Management Committee, Head, Shariah Review as dedicated QSO, Shariah Committee, Chief Shariah Officer, The Bank will impose Ta’widh to the default customer which shall not be more than ___% per annum:, 0.1%, 10%, 1.0%, 8.0%, The Bank is required to grant ________ for customer who made early settlement., Ibra', Ta'widh, Profit, Interest, Which of the following is/are the SNC event(s)?, Total instalment collected by the Bank exceeds the agreed Selling Price, Non-existence of underlying asset, Sale of commodity with selling price stated in range “RM1mil – RM2mil”, All of the above, Below are the Tawarruq based products of the Bank, EXCEPT:, Commodity Murabahah Term Financing-i (CMTF-i), Cash Line-i, Ijarah Thummal Bai (ITB) Financing, Commodity Murabahah Deposit-i (CMD-i), In Kafalah BG Product, the Bank will act as _________., Guarantor, Guarantee, Wakil, Lessee, Unlike conventional banking that generates income from interest-bearing instruments, Islamic banking generates income through:, Donation, Sale-based contracts, Funding from charitable bodies, Zakat collection

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