True, If your total income is £120 and your total outgoings are £100, your remaining balance for the month is £20., Wages and pocket money are both forms of income, but wages are earned through employment while pocket money is typically given as an allowance., You can increase your bank balance either by increasing your income or by decreasing your outgoings., If your monthly wages are £80 and you receive £40 in pocket money, your total income for the month is £120., False, If a store sells a laptop for £500, but your current bank balance is £450 and your outgoings this week are £100, you can afford to buy it., An interest rate of 2% on a bank account means the bank will charge you 2% of your savings every month as a fee., If you reduce your monthly outgoings, your total income automatically increases., A person with high outgoings will always have low savings, regardless of how high their income is., If your bank balance is £160 and the bank offers a 2% interest rate per year, your balance will be lower at the end of the year., Buying essential items like groceries and paying bills increases your savings.

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