Savings, 6 withdrawals or transfers per month, Your money can earn the most in interest in this account, Best for money needed in the future, Good for building an emergency fund, Limited access so you don't spend all the money in the account, The online version of this account usually has higher interest rates, Checking, Can use the ATM more often with this account (although there might be a limit), Using a debit card will take money directly out of this account, Best for money needed on a daily basis, Can order checks that you can use to take money out of the account, Might be charged a fee for using another bank's ATM, Might be charged a fee if you take out more money than you have in the account, Both, FDIC insured, Can be charged a fee for not having a minimum amount in the account

MOVE:Savings vs. Checking

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