manage, to use or control something in a good way, range from, to start at one number and go up to another number, loan, money you borrow from a bank and pay back later, interest rate, the amount of extra money you pay when you borrow money, improve, to make something better, late payment, a payment made after the due date, automatic payment, a payment that is taken automatically from your bank account, credit limit, the most money you can borrow on a credit card, available credit, the amount of credit you still have available to use, minimum payment, the smallest amount you must pay on a credit card bill, full balance, the total amount of money you owe, affect, to cause a change in something, credit report, a document with information about your credit history

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