Premium - A set amount of money that the insured party pays to their insurance company., Cafeteria plan - Coverage that allows workers to choose from a variety of benefits that best suits their needs., Bodily injury liability - A form of insurance that protects you if you are legally at fault for an accident when others are injured or killed., Property damage liability - A form of insurance that pays for damages your car causes to the property of others if you are responsible for the accident., Deductible - The amount of money the policyholder must pay before your insurance company begins to cover the expenses., Claim - A request to your insurance company asking for compensation (money or service) for a loss., Health Savings Account - (HSA) An account that lets you set money aside to pay for future medical expenses., Disability Insurance - Provides you money when you are unable to work because of an injury or illness., Fee for service plan - (FFS) Health insurance that allows you to choose any doctor or hospital you want., Health maintenance orginization - (HMO) An organization that provides health care services to members (you).,

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