credit card - A plastic card that allows you to make purchases without cash, credit limit - the maximum amount that may be borrowed on a credit card, interest rate - the rate charged for borowing money usually expressed as a percent of the amount borrowed, cash advance - a credit card service that allows cardholders to withdraw cash using their credit card (for a high interest rate), late payment fee - fee charged if your payment is received after the due date, cash back - a credit card benfit that pays the carholder a percentage of their expenditures usually as rewards or gift cards, grace period - the number of days between a borrower's statement date and when payment is due, minimum payment - the smallest amount you can pay on your monthly credit card bill, revolving credit - open line of credit (usually for stores) , statement - a monthly record of your account transactions, interest - the amount you owe as the cost of borrowing money, Penalty APR - a higher interest rate triggered by late or missing payments,

Credit Vocabulary

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