True: Checking accounts use debit cards, Minimum age to open a bank account is 13 at ECU, You can open an account online, You don't need a bank account to receive financial aid from FAFSA, Your savings account typically builds up interest, You can take money out of savings from an ATM , False: ATM's have no fees if you use MasterCard, Minimum age to open bank account is 18 at ECU, You have to go in person to open any type of bank account, A budget requires you to have a lot of income, All credit unions have no checking account fees, You can't go negative in a checking account,

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