1) I believe that aid agencies are very effective, but many people believe otherwise. a) differently b) worse c) falsely 2) The family does not own their home, their farm, or a car. Their only asset is a bicycle. a) income b) something that makes money c) something of value 3) I am not sure, but I suspect that this problem will take a long time to solve. a) believe but not be certain b) understand with difficulty c) estimate 4) The two politicians did not want to meet in public, so they passed a message through an intermediary. a) someone who works at about the middle level in a group b) someone who decides which group is right c) someone who communicates between people or groups 5) There is a range of solutions to this problem, from cheap ones to very expensive ones. a) a variety b) a possibility c) a level 6) The transfer of money from her bank to the aid agency took almost a week. a) delay b) movement c) arrival 7) There is an assumption that donating to aid agencies is the best way to help people in poverty. a) argument b) unfair judgment c) idea that is not always based on facts 8) I think that we should reconsider our original idea now that we know more about the situation. a) think about again b) revise c) state more clearly 9) Phone companies usually add taxes and other fees for using a cell phone. a) license b) cost c) time 10) Many organizations are trying to figure out the most effective way to fight poverty a) pay for b) choose c) determine

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