True: You should budget if you want to save., You shouldn't buy lunch as it's cheaper to make your own food, Walking instead of taking the bus should save you money, Eating in expensive restaurants should be a special treat, False: Working more is the best way to solve money problems, You should stop going out if you want to pay down your debt, Keeping a note of all your income and outgoings is pointless if you want to budget., If you are poor you should only eat cheap food,

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