1) If you don’t save your money, you ___ in case of an emergency. a) will struggle b) struggle c) struggling 2) If you use a credit card irresponsibly, you ___ into debt. a) will fall b) fall c) falling 3) If the bank increases interest rates, loans ___ more expensive. a) become b) will become c) became 4) If you forget your ATM PIN, you ___ withdraw money. a) can’t b) won’t be able to c) aren’t able 5) If you invest in stocks, you ___ both profits and risks. a) will face b) face c) facing 6) If you open a savings account, you ___ interest on your balance. a) will earn b) earn c) earns 7) If you don’t pay your credit card on time, you ___ late fees. a) will incur b) incur c) will incurring 8) If you lose your debit card, the bank ___ your account. a) will freeze b) freezes c) freeze 9) If you don’t check your bank balance, you sometimes ___ how much money you have left. a) forget b) will forget c) forgot 10) If banks close on holidays, customers ___ use online banking to access their accounts. a) will need to b) need to c) will needing

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