Buying coffee every day vs. making it at home, Using public transport vs. owning a car, Paying for a gym membership vs. exercising outdoors, Keeping money in a savings account vs. investing it in shares., Online banking vs. visiting a bank, Working freelance vs. having a full-time job, Starting a business vs. working for a company, Paying with cash vs. paying with a credit card., Salaries in the USA vs salaries in Russia., Spending money on experiences vs buying expensive clothes..

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