luxuries - something that you don't really need, make ends meet  - get just enough to survive, go overdrawn  - spend more than your credit limit allows or more than you have on your account , unpaid work  - work that you do for free, allow a certain amount of money  - feel free to spend , hard-up  - having very little money , well-off - having a lot of money, lose money  - spend more than you receive, to fund - giving money for a specific purpose, manage your money - organize the budget properly, to withdraw - take money out of an account,

* Money and Finance (Navigate 10.1)

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