1) What is underinsured motorist coverage? a) Type of damage to the vehicle when there is an accident. b) Covers you in an accident if the other person doesn't have enough insurance. c) Protects you from hit-and-run accidents or someone that doesn't have insurance d) Damage to you and your passengers 2) What is uninsured motorist coverage? a) Protects you from hit-and-run accidents or someone that doesn't have insurance b) It covers you from vandalism c) Protects you from theft d) Covers you in an accident if the other person doesn't have insufficient insurance 3) A person's car gets damaged in a hit-and-run. How much is the deductible? a) 250 b) 500 c) 1000 d) There is no deductible for UN/UIM 4) What are the 3 scenarios that an insured can use UM/UIM? a) Vandalism, theft, hail b) If I am the victim of a hit & run, someone with no insurance, someone with not enough insurance hits me c) I hit someone, I don't have insurance, I don't have enough insurance d) Colliding with a Lamborghini on my Honda, not having insurance, vandalism 5) Do we need to take pictures for UM/UIM? a) Yes b) No

UM/UIM

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