cost of living - the average cost of the basic goods and services needed to sustain a certain standard of living, standard of living - the level of wealth, comfort, material goods, and necessities available to a group of people, house poor - when someone spends so much of their income on the costs of homeownership that they struggle to reach other financial goals, Renting - periodic payments(usually monthly) by a tenant to a landlord in return for the use of a property, Fixed-Rate Mortgage - A mortgage with a set interest rate fro a set number of years, Mortgage Principal - teh amount borrowed to purchase a home(has to be paid back), Amenitites - things that help provide convenience, comfort or enjoyment, Leasing Contract - a legal contract that allows the renter or lessee, rights to use of property owned or managed by a lessor for a certain period of time , Legal Contract - an agreement made between two or more parties that is enforced by law, Acknowledgment clause - the portion of a legal contract signed by both parties, Private Mortgage Insurance (PMI) - insurance that protects the lenders against loss if the borrower defaults on the loan, Mortgage - a loan obtained for the purchase of a home, Down Payment - a lump sum of money usually a percentage of the total price of that home paid at the time of purchase, Equity - the increase in value of a home over time,

Chapter 11

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