Food: Take lunch to work., Use coupons and online sites., Home: Shop around for better home and car insurance rates., Go to a lower/cheaper package for cell phone/cable/internet or bundle services., Shopping: Swap clothes with friends and relatives., Carry only small amounts of cash in your wallet., Car: Drive slower., Properly inflate your tires., Banking: Use direct deposit., Pay yourself first when you get your income., Entertaiment: Use the library for movies, books, and music., Attend free community events in the area.,

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