1) What is a bank? a) A non-profit memberowned facility b) a shareholder owned for profit facility 2) What is a mortgage? a) A loan to purchase a house or property b) a loan to pay off credit card debt 3) Interest is a) The principle amount of money you borrowed b) the amount of money you have to pay with the principle amount borrowed 4) What is a credit union? a) A for profit facility b) a non-profit facility 5) What type of an account will earn you interest? a) Checking b) Savings 6) Does your credit score go up to 1000? a) yes b) no 7) Does your credit score affect your ability to get a loan? a) yes b) No 8) What is the yearly rate a bank or financial company charges on an investment or loan. a) Annual Percentage Rate b) Interest 9) What type of loan is given for making smaller purchases a) Auto loan b) Personal loan 10) What type of account is for daily use and earns no interest? a) Checking b) Savings

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