Saving, Keeping money instead of spending it, usually for future needs., Spending, Using money to buy goods or services., Borrowing, Taking money from someone with a promise to return it later, Lending, Giving money to someone with the expectation that it will be paid back., Interest, Extra money paid or earned when borrowing or saving money., Budget, A plan that shows how you will spend and save your money., Income, Money received, especially from work or investments., Credit, The ability to buy something now and pay for it later., Savings, Money that has been set aside for future use., Debt, Money that is owed to someone else..

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