1) "In it, an employee at Diner's Club issues a credit card to a well-known gangster and has to get it back in order to keep his job." 'his' refers to: a) The employee b) The man c) The gangster 2) "The first card members rewards program was created, aimed mostly at business travelers. It gave valuable benefits and special privilegers to loyal users." 'It' refers to: a) The member b) The card c) The program 3) "It all started when Frank McNamara scheduled a business dinner in New York restaurant." 'It' refers to: a) Cash b) The credit card incident c) A world without credit cards

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