Indemnity- You cannot make a profit from insurance, Subrogation- when you recive compensation all rights of ownership to the item go to the insurance company, Utmost good faith- you must always tell the truth on the insurance form, Insurable Interest- you must have an interest in what you insure, insure your car not your neighbours, contribution- if you insure with more than one company they will split the cost of the compensation,

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