Credit Score - a number assigned to a person that indicates to lenders their capacity to repay a loan., Collateral - something pledged as security for repayment of a loan, to be forfeited in the event of a default., Minimum payment - The least you can pay in a given bill cycle on your loan, Bankruptcy - is a legal proceeding involving a person or business that is unable to repay their outstanding debts, Mortgage - A loan to purchase a home or property, Forebearance - a way to suspend or lower your student loan payments temporarily,

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