Fixed Deposit Account: Save a certain amount of money for a certain period of time such as 3 months,9 months or a year , Account holders will be offered more competitive interest rates, Savings cannot be withdrawn before the maturity date., A savings certificate will be issued to the account holde, Current Account: can be used for personal or business purposes, The account holder may make payment to another party by chequepurposes., The account holder can enjoy the overdraft facility, that is withdrawing money beyond the balance of deposit, but with interest charges , Withdrawal allowd through debit cards, internet banking and telephone banking,

Chapter 3

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