If I were you, I'd use the money to pay off your student loan. - to give advice to someone, If you transfer your card, you'll probably pay as little as 3%. - to talk about a situation we think is a real possibility, If I did that, I wouldn't be able to afford things like new hoidays and going out for dinner. - to talk about a situation that we think is imaginary or less likely to happen.,

1st 2nd conditional use

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