MORTGAGE - Relationship between borrower and Buyer which creates a ________________________, PROMISSORY NOTE - a written promise by one party (the note's issuer or maker) to pay another party (the note's payee) a definite sum of money, either on demand or at a specified future date., MORTGAGEPROFESSIONAL - Who is the first person who gets in contact with the customer during the Origination stage, UNDERWRITER - is the person that approves or denies your loan application., LOSS MITIGATION - Prevention of Foreclosure is called, SHORTSALE - in real estate is an offer of a property at an asking price that is less than the amount due on the current owner's mortgage., RETENTION - options are designed for homeowners who can afford to remain in their home., DEFAULT - If a homeowner cannot make adequate monthly mortgage payments at that time borrower is called, REAL ESTATE OWNED - is a term used in the United States to describe a class of property owned by a lender—typically a bank, government agency, or government loan insurer—after an unsuccessful sale at a foreclosure auction., FORECLOSURE - is a legal process in which a lender attempts to recover the balance of a loan from a borrower who has stopped making payments to the lender by forcing the sale of the asset used as the collateral for the loan.,
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Mortgage 101 & 102
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