Underwriting - A consensual medical investigation of the proposed insured.​ Takes place once an application is submitted, Policy - contract between the Policy Owner and Insuring Company., Death Benefit - The amount designated to be paid out by the Insuring Company as the result of a claim upon the death of the Insured., Full Surrender - When a Policy Owner intentionally cancels their policy to cease coverage by submitting a formal request., Premium - The amount billed and/or paid to the Insuring Company which is then applied to the policy.​,

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