If I (get) a loan from the bank, I (be) able to buy a new car., If I (put) aside £5 a week for a year, I (have) enough money to buy a new phone., If I (want) to buy a new home, I (have to) borrow a lot from the bank., If I (stop) buying my lunch for a week, I (donate) the money to charity., If I (download) a pay-with-your-phone app, I (have to) be careful not to over-use it..

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