Via disbursement request, customers can opt to take physical possession of the commodity after the perfection of the Murabahah Sale Contract., True, False, The Bank adopts the concept of ______ Wakalah in the CMTF-i., No, Triple, Dual, Single, For sale-based financing, ibra’ shall be granted for early settlement in the following situations, EXCEPT:, Restructuring exercise, In the case of default, Termination/cancellation of financing before maturity, Rescheduling exercise, Choose the CORRECT situation that may lead to riba:, Higher price for Murabahah with deferred payment basis, Bank promises to pay hibah for Qard saving accounts, Customer is charged with high profit rate, Foreign Exchange is done on spot basis, Ijarah Thumma Al Bai refers to __________., Sale followed by leasing, Leasing followed by Sale, Sale followed by buying, Buying followed by sale, In Ijarah Thumma Al Bai, who will act as an owner to lease out an asset?, Customer, Agent, Bank, Supplier, The Bank cannot finance aesthetic business with the following criteria EXCEPT:, Provide services on waxing or grooming any private part hair, Provide services on total removal of eyebrows, Provide services on Botox injection for beautification purposes, Provide services on plastic surgery for medical purposes, The Bank cannot finance TV productions with the following elements EXCEPT:, Propagates gangsterism, Promotes values that benefit the ummah, Encourage violent treatment against women, Potraying LGBT relationship, For food manufacturers, the Bank can finance manufacturers with total income/portion of non-halal products not more than 33% of the total products:, True, False, For financing application related to activities that could lead to reputational risk e.g. potential deviant interpretation of Islam (ajaran sesat), the process owner shall consult with ____ for further assessment:, Risk Divison, Shariah Division, Shariah Committee, Shariah Audit, Each new application and annual review shall complete ____ available in the FOS:, Shariah Review Checklist, Shariah Assessment Checklist, Shariah Advisory Checklist, Shariah Negative Checklist, Rescturing amount consists of _______ only:, Ta'widh, Advances, Accrued Profit, Total outstanding principal, The total rescheduling amount + total earlier collection/payment must not exceed the original ____:, Purchase price, Total outstanding principal, Selling price, Ta'widh, Who is the Chairman of Shariah Committee of SME Bank?, Dr Shamsiah Mohamad, Associate Prof Dr Ahmad Zaki Salleh, Datuk Wan Azhar Wan Ahmad, Dr. Ahmad Sufian Che Abdullah, SME Bank offers financing/services via the following Shariah concepts except:, Tawarruq, Musharakah mutanaqisah, Ijarah Thummal Bai’, Kafalah

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