Incapacity - If you're unable to work or need to work fewer hours because of a medical condition., Severe financial hardship - If you can't meet your living expenses and have been receiving Commonwealth benefits for 26 weeks., Compassionate grounds - To pay for unpaid expenses. These could include medical treatment, modifying your home or vehicle because of a severe disability, funeral expenses, or a loan repayment to prevent you losing your home., Terminal medical condition - If you have a terminal illness or injury.,

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