1) A written request sent by a buyer to a seller asking for information about goods, prices, and terms 2) A reply sent by a seller to an enquiry, providing details such as prices, delivery, and discounts 3) A document sent by a buyer to a seller ordering goods 4) A bill sent by the seller to the buyer showing the goods sold, prices, VAT, and total amount owed 5) A note sent by the seller to reduce the amount owed by the buyer, usually for returned goods or errors. 6) conditions under which goods are sold 7) Financial protection against a possible future loss. 8) The amount of money paid for insurance cover. 9) You cannot make a profit from insurance — you only get compensated for the actual loss. 10) You can only insure something if its loss would cause you financial loss. 11) You must tell the truth and disclose all relevant information on your proposal form. 12) If you insure the same item with more than one insurer, they share the cost of the claim. 13) Once the insurer pays for the loss, they can take legal action to recover the money from whoever caused it. 14) The relationship between employers and employees in the workplace. 15) An organisation that represents workers’ interests and protects their rights. 16) A strike approved by the union and following legal procedures, including a secret ballot and one week’s notice. 17) Workers only do exactly what is in their contract and nothing more. 18) A state body that helps solve disputes between employers and employees without going to court. 19) When an independent person or body listens to both sides and makes a decision to resolve the dispute. 20) A tax deducted by the government from the interest earned on savings. 21) The cost of borrowing money; what you pay in return for using someone else’s money. 22) A person who has an idea, takes the initiative to set up a business, takes risks, and hopes to make a profit. 23) Choosing the best course of action from different options. 24) Thinking outside the box to create new products/services 25) benefit or value of the next best alternative that you give up when you make a choice. 26) All natural resources used in production. 27) The human effort (physical or mental) used in producing goods or services. 28) The man-made resources used to produce goods and services. 29) The initiative, creativity, and risk-taking of someone who brings the other factors together to produce goods or services. 30) Protects employees from being fired unfairly or without proper reason. 31) Protects employees from discrimination based on gender, age, race, religion, disability, marital status, sexual orientation, or membership of the Traveller community. 32) Self Employment 

Third Yr Business- Midterm

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