Confidence (adj) /ˈkɒnfɪdəns/, a belief in your own ability to do things well, Independent (adj) /ˌɪndɪˈpendənt/, confident and free to do things without help from other people, Responsibilities (n) /rɪˌspɒnsəˈbɪləti/, things that you must do as part of your duty or job, Money-management, the activity of planning how to spend and have money

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