1) What is the government form that must be completed in order to be eligible for grants, loans, and scholarships? a) FAFSA b) Sallie Mae c) ED Grants d) TAP e) American Federal Endowment 2) When should you start applying for scholarships? a) ASAP b) Senior Year c) After I graduate High School d) While in college 3) How are grants and scholarships different? a) Grants are given based on financial need and scholarships are merit based b) Grants are for underrepresented students, scholarships are for everyone else. c) Grants are given by the government, scholarships are given by colleges 4) How are grants and scholarships different from loans? a) A loan is money that you borrow and must be paid back with interest, while scholarships and grants do not need to be repaid. b) Loans are given by the federal government whole grants and loans are from private companies c) scholarships needed to be repaid if you don't meet expectations d) Loans are given directly to the student/family, grant and scholarships are given to college only 5) What is Work Study? a) a federal aid program that help students based on their EFC b) Students earn money by working a part-time job on campus c) students getting paid to study on campus d) a internship 6) What is the money you pay to take classes at a college called? a) Tuition b) Grant c) Scholarships d) Loans e) financial aid 7) What is Cost of Attendance (COA)? a) The average annual cost to attend a particular college or university. It includes tuition and fees, room and board, books, supplies, and other expenses. b) My tuition c) All the financial aid the school gives the students d) The cost of my school based on my financial situation 8) What is TAP? a) a state grant for New York students going to college within New York State only b) a state grant for New York state students going to college out of state c) A federal grant for New york State students d) the New York state, Tuition Assistance Program 9) What is the average student loan debt in NY? a) $35,638 b) 10,000 c) 56,978 d) 0 e) 84,653 10) What happens to leftover money from grants, scholarships, and loans? Financial Aid a) students get a reimbursement check b) it goes back to the federal government c) it goes to the next semester of college d) it goes to your parents or whomever is on your FASFA application 11) What is the difference between Direct Subsidized and Direct Unsubsidized Loans? a) The US Department of Education pays the interest on a Direct Subsidized Loan while you are in school, for the first sixth months after you leave school, and during a period of deferment. You are responsible for paying the interest on a Direct Unsubsidized Loan during all periods. b) I'm not sure 12) What is Expected Family Contribution (EFC)? a) EFC plays a pivotal role in determining how much financial aid you can get from the federal government. It is a measure of your family's financial strength and is calculated according to a formula established by law. b) I'm not sure
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Financial Aid Q& A
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