Installment Plan - A plan that allows you take the item & pay an initial payment, then make regular monthly payments until it is paid off., Deferred Payment Plan - A plan that allows you to take the item & offers no money down, no interest for a certain amount of time. The customer must pay off within the given time frame or interest will be charged for the whole purchase amount., Lay-a-way - A plan that allows the customer to pay a portion of the total bill, however, the items remain at the store until the total amount is paid off., Rent-to-own - A plan that allows the customer to make a down payment, take the item for use for a certain amount of time and then decide at the end of the time frame, if they want it or not which is when the balance needs to be paid off. If the customer returns the item, money exchanges stop., revolving charge card - a card where the bill does not have to be paid in full each month., credit card - a plastic card that allows a customer to make a purchase, take the item and pay for it later., charge card - a credit card where the card holder must pay the balance off in full the very next month, when the bill is due. , debit card - a debit card acts like an electronic check, money comes instantly out of your personal bank account where you have your own money., Fair Credit Billing Act - Protects the consumer if there are any errors in your monthly billing statement., Fair Debt Collections Practice Act - Prohibits the creditor from harassing the consumer or using unfair means to collect the amounts owed.,
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SS Credit Vocab Quiz
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