1) The procedure of entering details into the ledger is called: a) Journalizing b) Posting c) Reconciling d) Adjusting 2) Contains all of a detailed sub-set of transactions: a) Subsidiary ledger b) General ledger c) Account payable d) Account receivable 3) Activities and events that effect the financial position of a business, is Business. ……………….. a) Manufacturing b) Management c) Transactions d) Documents 4) The third step in the accounting cycle is: a) Source Documents b) Ledger c) Journal d) Financial statements 5) The second step in the accounting cycle is: a) Ledger b) Journal c) Financial statements d) Source Documents 6) Transaction is the first step in accounting cycle process: a) True b) False 7) Journalizing is the procedure of entering details into the ledger: a) True b) False 8) Accounts payables are amounts a company owes because it purchased goods or services on credit from a supplier: a) True b) False 9) Source document is a record of financial transactions in order by date: a) True b) False 10) Credit transactions results in either account receivable or account payable: a) True b) False 11) A loan which is repaid through regular periodic payments: a) Term loan b) Non term loan c) Periodic loan d) Instalment loan 12) All are considered as consumer loans EXCEPT: a) Home loans b) Auto loans c) Personal loans d) Government backed loans 13) There are four steps of the mortgage loan: a) True b) False 14) Credit cards are considered as ……………..loans: a) Term b) Revolving c) Instalment d) Secure 15) Auto loans are considered as ……………….. loans: a) Non-term b) Revolving c) Periodic d) Secured 16) Unsecured loans are loans that are not backed by …………….. : a) Warranty b) Contract c) Collateral d) Guarantee 17) Consumer lending is also called …………….. lending a) Business b) Reward c) Commercial d) Retail 18) All of the following are consumer loans EXCEPT: a) Auto loans b) Visa card c) Commercial loan d) Mortgage loans 19) Credit card loans and overdrafts are unsecured loans: a) True b) False 20) The second step of the loan process is: a) Underwriting b) Closing/funding c) Complete loan application d) Processing 21) Other materials not used the production of the product: a) Direct material b) Indirect labor c) Direct labor d) Indirect materials 22) Other employees not involved in the production of the product: a) Direct material b) Indirect labor c) Direct labor d) Indirect materials 23) Labor directly involved in the production of the product: a) Direct material b) Indirect labor c) Direct labor d) Indirect materials 24) Material used in the production of the product: a) Direct material b) Indirect labor c) Direct labor d) Indirect materials 25) The last levels of customer requirements: a) Satisfies:these are the requirements that customers express their desire for. b) Delighters: these are the extras or the add ons . c) Must have:these are the minimum requirements expected by the customers.

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