Secured Loan - A loan backed by collateral or financial assets, Establishment Fee - A charge that covers the cost of providing you with financial assistance., Default - Failure to make your repayment, Overdraft - A deficit in a bank account caused by drawing more money than is available, Debt Consolidation - A form of refinancing, taking out one loan to cover the cost of multiple others., Interest Rates - Proportion of the loan that is charged as interest. Typically expressed as a percentage.,

Financial Literacy - Year 13

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