If you ____ a job, you ____ money. If you ____ a credit card, you ____ interest. If you ____ your lunch, it ____ much cheaper. If you ____ money from friends, ____ to pay them back! If you ____ your card in an ATM, you ____ money. If you ____ less than you earn each month, you ____ money. If you ____ enough money to cover your expenses, you ____ to take out a loan.

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