1) [Features] 1.5% cash back on qualifying purchases; Minimum credit limit: $5,000; Extended warranty protection; Travel & emergency assistant services [Benefits] Maximize the rewards from daily purchases; Comprehensive assistance during travel emergencies [Listen for] Preference for simple cash back; Preference for comprehensive travel benefits a) Personal Loan b) Visa Signature c) Benefits Checking d) Propel Savings 2) [Features] Cash advances at the ATMs; Minimum credit limit: $2,500; Online account access; Roadside dispatch program [Benefits] Lowest interest rate [Listen for] Preference for no fees; Desire for credit building; looking for the lowest interest rate  a) Visa Choice Rewards / Visa State Forty Eight b) Free Checking c) Benefits Checking d) Platinum Visa 3) $100 minimum account opening balance / eStatements / No minimum daily balance / Higher interest rate on lower balance (best rate on balances under $10,000) a) Propel Savings b) Line of Credit c) Visa Signature d) Auto Loan 4) [Features] Member can choose reward: cash back, travel, gift cards, merchandise or charity donations; Receive double reward points for balance transfers in the first 90 days; Earn 5,000 points after your first monetary transaction; Minimum credit limit: $2,500 [Benefits] Save on interest for the first year; Earn rewards with your first purchase; Maximizing rewards when transferring balances [Listen for] Need for big purchase; Prefer for no fees; Interest in Travel Benefits; Interest in credit building  a) Free Checking b) Personal Loan c) Visa Choice Rewards / Visa State Forty Eight d) Propel Savings 5) No Monthly Maintenance Fee / No minimum daily balance required / No dividends on checking a) Personal Loan b) Platinum Visa c) Free Checking d) Visa Choice Rewards / Visa State Forty Eight 6) [Features] Fixed installment loan; Minimum loan amount $500; Maximum loan amount $25,000; No collateral required; Minimum term: 12 months / Maximum term: up to 48 months [Benefits] Flexible terms based on needs and affordability; Easy access without risking assets; Protects you from financial burden during unexpected events [Listen for] Big Purchases; Emergency healthcare needs; Unexpected Expense; Need/Interest for credit building a) Visa Choice Rewards / Visa State Forty Eight b) Personal Loan c) Visa Signature d) Platinum Visa 7) Exclusive 0.25% APR discount on most secured loans / Access to credit and dark web monitoring with alerts / Dividends earnings / Just $5 a month a) Benefits Checking b) Visa Signature c) Share Secured Loan d) Propel Savings 8) Pays the difference between your insurance settlement and loan balance in the following situations: Vehicle stolen; Vehicle is accidentally damaged beyond repair; Vehicle is declared a total loss / Fully refundable if cancelled within the first 60 days of the purchase / Pays $1,000 reduction toward your next auto loan if financed with the CU within 90 days from the claim being paid / Eligible: ATVs; Boats/Personal watercraft (jet skis); Motorcycles; Motor vehicles; RVs a) GAP b) VSC c) DPW d) Debt Cancellation 9) [Features] Minimum loan amount: $2,500; Maximum loan amount: $30,000; Payments: Minimum 2% of the balance or $20 (whichever is greater); Can be used as overdraft protection; Due date: every 26th of the month [Benefits] Flexible & lower monthly payments; Consolidate debt; Protect you from extra costs [Listen for] Fluctuating income & expenses; Desire for peace of mind/financial security; Big purchases; Unexpected expense a) Line of Credit b) Free Checking c) Visa Signature d) Visa Choice Rewards / Visa State Forty Eight 10) [Features] Fixed installment loan; Minimum loan amount $300; Maximum loan amount: up to the available shares; Minimum Term: 12 months; Maximum Term: 60 months [Benefits] Predictable monthly payments; Consolidate debt; Credit building; Ultra-low interest rate [Listen for] No desire to liquidate savings; Unexpected Expense; Need/Interest for credit building a) Auto Loan b) Share Secured Loan c) Visa Choice Rewards / Visa State Forty Eight d) Visa Signature 11) [Features] 0.25% discount rate with Benefits Checking; Minimum loan amount: $3,500; Maximum loan amount: $150,000; Maximum loan term: 84 months [Benefits] Access detailed vehicle history; Hassel-free automatic payments; Principal only payments (in-branch or over the phone) [Listen For] Bad car conditions; looking for competitive rate; existing loans with high rates a) Free Checking b) Auto Loan c) Share Secured Loan d) Propel Savings 12) $20 minimum opening balance / Must maintain a $15,000 aggregate average daily balance of all CU accounts and loans / Earn competitive rates on balances of $25,000 or more a) Premium Checking b) Benefits Checking c) Money Market Checking d) Free Checking 13) $5 minimum opening balance / No minimum daily balance / One per Primary membership / Higher interest rate on $0.01-$1,000 balance / Not available for Business accounts a) Propel Savings b) Share Savings c) Money Market Savings d) Your Savings Accounts 14) 18+ years old / $1,000 minimum opening balance / Tier dividend rate based on balances / Maintenance fees of $10 applies if balance is less than $1,000 a) Free Checking b) Money Market Checking c) Benefits Checking d) Premium Checking

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