I can't seem to save any money.  - Put 10% of your salary in a fixed deposit as soon as you collect it., I am bored of my job.  - Why don't you start thinking of other possible occupations?, I have problems getting to sleep at night.  - You can drink some milk or read a good book before bedtime., I want to exercise, but I don't have enough time.  - You could get up early in the morning and go for a walk., I want to stop eating junk food.  - You might at least cut down on it if you incorporate vegetables to your diet., I spend too much time using my mobile. - You need to set a timetable to use it, and respect it., I want to quit smoking.  - You must make an effort and quit at once... it's a very harmful habit!, I don't feel confident when speaking English. - You should not worry about making mistakes and focus on fluency!,

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