Don't borrow money, from friends, because it creates problems., Only spend money, on things you really need., Don't pay, for friends' meals when you go out., You should wait, for the sales to buy expensive things., You should ask, for a few days off., Talk, to a doctor about how you feel., You should think, of ways to save energy., Eat a good breakfast, so you arrive, at work or school full of energy.

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