How many sources of information, guidance and advice are on the specification?, 6, 5, 3, 4, Which source is a charity run mainly by trained volunteers?, IFA, Citizens Advice, MoneyHelper, Bank adviser, Which source gives regulated advice across the whole market on pensions and investments?, Price comparison, Debt charity, IFA, Citizens Advice, Which source is free, available 24/7, but does not cover the whole market?, Price comparison, Citizens Advice, Solicitor, IFA, Which is a formal agreement with creditors to pay all or part of your debts over about five years?, CCJ, IVA, DRO, Bankruptcy, Which legal process usually ends after around twelve months and can involve selling your home?, Consolidation, IVA, Bankruptcy, Debt plan, Who administers an IVA?, Insolvency practitioner, Judge, Accountant, Bank manager, How long does bankruptcy or an IVA stay on your credit file?, 10 years, 5 years, 3 years, 6 years, A drawback of price comparison websites is that they…, give legal advice, do not compare, miss some providers, charge high fees, A drawback of an IFA is that…, they sell insurance, they are unregulated, they close at night, they charge fees

B4

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