These cards can be used in ATM machines, Penalties are charged if the buyer spends more than the money in the linked account., The purchase amount is immediately removed from a linked account, These cards are less secure, It requires the use of a PIN when making a purchase, Allows payments to be made in the future, Interest may be charged , Using this card is like a loan  , These cards have an assigned spending limit, You would most likely use this card to purchase a refrigerator..

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