1) What is a current account? a) The account where savings are made by direct debit b) The account where your income is paid and bills are paid out of this c) The account where you have to give notice to make withdrawls 2) What two numbers are in a current account? a) Sort code and postcode b) Account number and bank number c) Sort code and account number 3) What is one of the facilities that a current account has? a) Bank interest charges b) Bank loans c) Bank statements 4) What is a standing order? a) Instructions to take money from your account to pay bills each month b) Regular payments made from your account to another account for the same amount each time c) Spending more than you have in your account 5) Why do some banks pay interest? a) To make people to spend more b) To encourage people to save c) To encourage people to keep money in their accounts 6) What does AER stand for? a) Annual Equivalent Rent b) Annual Earnings Rate c) Annual Equivalent Rate 7) What is a mortgage? a) A bank overdraft facility b) A loan used to rent a house c) A loan used to buy property 8) What is does a person have to do if they have been given power of attorney? a) Look after another person's debts and bills b) Look after another person's savings account c) Look after another person's finances
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starter questions on bank accounts
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