Health: taking up smoking, not doing sport/exercise, travelling everywhere by car, overeating/eating too much fast food, Education and Work: choosing the wrong career path, turning down a job offer, not taking studies seriously, not standing up to bullies at work, not having a part-time job when a student, Money: missing out on an investment opportunity, not paying into a private pension plan early enough, buying the property which has decreased in value, forking out for smth unnecessary, splashing out on holidays, having a car which is not economical, Romance and Family Issues: not making up after a family row, settling down with a partner too soon, being mean to a sibling as a child, not giving quality time to your children, not having the courage to ask smb on a date,

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