Most of his salary goes on paying bills and transport. - is used/spent for something., Before winter, many people stock up on food and warm clothes. - to buy a lot of something so you have enough for the future., She splashed out on an expensive bag for her birthday. - to spend a lot of money on something you don’t really need., He used his credit card too much and quickly got into debt. - to owe money to people or banks because you borrowed or overspent., We need to cut back on eating out if we want to save money. - to reduce the amount of money you spend on something., She had to take out a loan to buy her car. - to borrow money from a bank (a loan, or sometimes cash from a machine)., She sets aside £50 each month for her holiday fund. - to save money for a specific purpose.,

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