can afford - what you are able to pay , benefits - sick leave; vacation leave; medical insurance, down payment - money you pay immediately when you buy a car or house , expense - the bills you must pay, fee - extra charge , income  - what you earn  , loan officer  - bank employee who helps find loans , monthly - every month , net - the amount you actually receive on your paycheque , remain - what is left , spend  - to use your money to pay for goods and services , gross (verb) - the total amount of money you earn before taxes ,

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