IMPULSIVE BUYER - Ito ay pagwawaldas ng pera hanggang sa maubos., SAVINGS - Ito ay paraan ng pagpapaliban ng paggastos o kitang hindi ginagamit sa pagkonsumo., FINANCIAL INTERMIDIARIES - Nagsisilbing tagapamagitan sa nag-iipon ng pera at sa nais umutang o mag-loan., ECONOMIC INVESTMENT - Paglalagak ng pera sa Negosyo., FINANCIAL ASSETS - Dito ang isang indibidwal ay maaaring maglagak ng kanyang ipon katulad ng stocks, bonds, o mutual funds. ,

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