Idea: There are many ways to save money., Mobile banking is very convenient and useful., It's important to learn how to avoid scams., Shopping with a credit card is better than shopping with cash., Specific fact: My savings account has an interest rate of 4%., The Bank of America app allows customers to deposit checks from their phones., According to the Federal Trade Commission (FTC), people reported losing $10 billion to scams in 2023., Last year, someone stole $500 of cash from my wallet., Topic: Saving money, Technology and finance, Avoiding scams, Shopping with credit cards,

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